Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Dan Lapic on Jan-16-2026
“Efficient process and good communication.”

Lorne R

Reviewed for Michael Grant on Jan-16-2026
“Michael and Maria were great!”

Colin A

Reviewed for Caleb Richardson on Jan-15-2026
“had all the answers to my questions and stayed on it to the end”

Peter

Reviewed for Cathy Rebecca Fernandes on Jan-15-2026
“Thank you I was able to find exactly what i needed without any hassle. The atmosphere was very welcoming & relaxed thank you again”

Dwayne

Reviewed for Cathy Rebecca Fernandes on Jan-15-2026
“Thank you! we appreciated the great experience because the staff was incredibly helpful and attentive.”

Shanna-Kay V

Reviewed for Jason Horten on Jan-14-2026
“simple and clear instructions and guidance…….”

Paul D

Reviewed for Gregory Betts on Jan-14-2026
“Any issues i had greg and the rest of their team knew the answers and were very patient and understanding with me and the other issues I was facing in the process.”

Nathanael D

Reviewed for Shawn Martin on Jan-14-2026
“I found Shawn from a google search after finding out about a random grant online and since the first call, he made sure to make me feel confident about my purchase. He also constantly made mock-ups to help me explain where I had wiggle room with my current debt. Shawn constantly communicated with me about how much I could comfortably afford. He was also very good at explaining any grants available by the state and how I could access them. His team was very helpful and communicative throughout the entire process. They made the buying process a lot less scary.”

Jilleen

Reviewed for Dominick Lombardo on Jan-14-2026
“Dominick was readily available for any questions and concern. the communication from everyone at Allied was great.”

Lauren

Reviewed for on Jan-14-2026
“I found Shawn from a google search after finding out about a random grant online and since the first call, he made sure to make me feel confident about my purchase. He also constantly made mock-ups to help me explain where I had wiggle room with my current debt. Shawn constantly communicated with me about how much I could comfortably afford. He was also very good at explaining any grants available by the state and how I could access them. His team was very helpful and communicative throughout the entire process. They made the buying process a lot less scary.”

Jilleen