Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Samreen-Joy Kaur Minhas on Sep-20-2026
“Nice to work with her . Had great experience.”

Gagandeep

Reviewed for Sumit Rajpal on Sep-19-2026
“Working with Sumit Rajpal was an excellent experience from start to finish. He was professional, responsive, and took the time to explain each step of the lending process clearly, which made the whole thing far less stressful than I expected. He kept me informed throughout, answered my questions promptly, and followed through on everything he said he would do. His attention to detail and steady communication gave me confidence that the process was being handled properly. I would gladly work with him again and recommend him without hesitation.”

Amanpreet

Reviewed for Paul Terruso on Sep-19-2026
“Paul always kept in touch and always let me know exactly what was happening from the very first day. There were never any surprises. He was a very pleasant person to deal with and made the whole process go smoothly. I would recommend Paul to anyone seeking a loan. He made sure that everyone in the process was notified of what was going on.”

Robert W

Reviewed for Thomas Ippolite, Jr. on Sep-18-2026
“Tommy was very friendly and always readily available.”

Jennifer

Reviewed for Brandon Rizk on Sep-18-2026
“Everything the paitance the process the communication the kindness”

Tonatiuh

Reviewed for Patrick Nitsche on Sep-17-2026
“Quick service, looking out and taken care of what is best for”

Donna A

Reviewed for Paul Galeski on Sep-17-2026
“Paul was always there when we had any questions about the process. He also explained everything in detail which made the home buying experience smooth”

Tyler

Reviewed for Paul Terruso on Sep-17-2026
“Paul was great to work with me. The whole process simple and straightforward would highly recommend to anybody looking for a great mortgage company.”

Vincent M

Reviewed for Dominick Lombardo on Sep-16-2026
“Dominick was very responsive whenever I had a question.”

Tyrell

Reviewed for Maria Laffredo on Sep-16-2026
“I truly appreciate all of Maria’s help and would absolutely recommend her to anyone looking for someone they can trust with their home financing. Thank you, Maria, for helping make the purchase of my new home possible!”

Jalton